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Thanks for stopping by. About Wahid Afzal...

Oak Leaf Funding is an owner operated mortgage brokerage firm founded in 2005.

Wahid Afzal and Charles Gianfrate, the owners of Oak Leaf Funding bring over twenty years of lending experience to borrowers looking to purchase or refinance their mortgage loans in The Bay Area and throughout California.

We are known for exceptional personal service, integrity and for successfully closing loans for all of our clients, including those whose circumstances place them outside of the perfect borrower profile with other lenders.

Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.

We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care by lenders and other service agents associated with the transaction.

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